AEPS & Banking APIs PayRupees solution 7/26/2020

Micro ATM API

u003ch3 class=u0022widget-titleu0022u003eFeatures of Micro ATMu003c/h3u003enu003cdiv class=u0022textwidgetu0022u003enu003culu003en tu003cliu003eA handheld device that can be easily carriedu003c/liu003en tu003cliu003eFull-color touch screenu003c/liu003en tu003cliu003eFingerprint sensoru003c/liu003en tu003cliu003eSmart Card Reader – contactless, contactu003c/liu003en tu003cliu003eThermal/impact printer in local languageu003c/liu003en tu003cliu003eVoice advise in local languageu003c/liu003en tu003cliu003eGPSu003c/liu003en tu003cliu003eCommunicates with backend systemsu003c/liu003enu003c/ulu003enu003c/divu003e Micro ATMs is card swipe machines through which banks can remotely connect to their core […]

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Key Features & Capabilities

A handheld device that can be easily carried

Full-color touch screen

Fingerprint sensor

Smart Card Reader – contactless, contact

Thermal/impact printer in local language

Voice advise in local language

Communicates with backend systems

Micro ATMs is card swipe machines through which banks can remotely connect to their core banking system. In other words, micro ATMs are the handheld point of sale terminals used to disburse cash in remote places where bank branches cannot reach. Micro ATMs is very similar to point of sale (PoS) terminals and therefore are a doorstep portable banking arrangement cum-mobile ATM device.

● High real estate & support infrastructure Expenses & bottlenecks
● High operating costs (money replenishment, safety, rent, electricity, communications)

In emerging markets ATMs are largely used for Cash Deposit, Cash Withdrawal, Balance Assess, Mini Statements & Bill Payments, together with money withdrawal being the primary use case for most clients.

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